Swiss direct debit procedures

Conveniently handle regular claims and payments in francs and euro with the Swiss banks' direct debit procedures.

Efficiently and securely lower the risks and costs for debtors and creditors. With direct debits you can also efficiently manage your company's liquidity with same-value-day incoming payments and simplified dunning. As a creditor, you can collect direct debits for your company in two different ways: with or without the debtor's right to object.

Business Direct Debit (BDD) – Direct debits without the right to object

Direct debits without the right to object are suitable for companies that predominantly intend to collect larger amounts in francs or euro from their corporate customers. This generally involves companies that work according to the "delivery against payment" principle.

LSV+ – Direct debits with the right to object

Direct debits with the right to object are used to advantage by both companies and individuals for which the best possible consumer protection is important.

Introduce direct debits

Would you like to know what the best solution is for you? Your bank's customer service representative will be happy to advise you.